What are payday, short term & cash advance loans online?

A Payday loan is a small unsecured loan, usually for $100 to $1,500. The loan is designed to meet your immediate short-term financial needs until your next payroll check.

A Short Term Loan may be larger than a payday loan, with higher rates and fees, and typically has a term that is significantly longer than a payday loan.

A Cash Advance is suitable both for individuals and businesses to help cover unexpected expenses and solve short term cash flow problems. A cash advance has terms and conditions similar to a short term loan.

Why should I use your service?

Short Term Cash Advance will help you find an affordable loan solution that is tailored to your specific needs. Our customers turn to us for their loans because we pair them with reputable lenders who offer competitive rates and terms.

How do I apply for payday loans online?

You can apply for a loan anytime that is convenient for you by filling out our form here.

How much money can I borrow?

You can borrow any amount between $200 and $1,500. This amount is dependent on the information you provide in your application.

What happens if I am late or cannot make a payment?

If your payday loan payment is due and we’re unable to withdraw funds from your checking account, the account will be sent to our collections department. After 30 days without a payment on any given loan, your loan will be considered to be in default, interest may still accrue, and the entire balance will be sent to collections.

Will my personal information be safe?

Yes. We will not share your information with any third party besides the lender. You can also read our Privacy Policy for a full disclosure.

How soon can I get the money?

Your request is typically processed immediately so that it will be available in your account the following business day after the loan is approved. In some cases, the money can be wired to your bank account the same day. If you apply on a weekend or holiday, the money will be sent to you the next business day.

What rates and fees apply?

Your lender will inform you about the applicable rates and fees as soon as your application is processed. You will be informed about exactly how much you will have to pay, so there’s no need to worry about any hidden fees.

What if I do not have a driver’s license or state ID?

If you do not have a driver’s license or a state ID, please enter your passport number or social security number.

What kind of income do I need to be approved?

As long as you can prove your income for at least 3 months, it does not matter what kind of income you have. As long as you have a steady stream of income, we may be able to provide a loan to you.